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Is A Leaking Roof Covered by Insurance in Texas?

Filling a claim with your insurance company is the first thing you think of when your roof leaks. Luckily, nowadays, we are spending much of our time at home, so it’s possible to notice abnormalities on the roof that could have slipped by.

Do Insurance Pay for Roof Leak Repairs in Texas

The answer is sometimes. Whether your homeowner’s insurance coverage will pay for roof leak repairs or not depends on what caused the leaks. Generally, if what caused the leak is out of your control, the insurer should pay for repairs. However, if your roof weakened or got damaged because you failed to maintain it, your insurance company may not settle repair costs.

Whether to file a claim or not is a personal choice and may be influenced by your deductibles. For example, if your deductible is $2000 and the repair is a few hundred dollars, it is prudent to foot the bill from your pocket. However, when the damage is massive, let your insurer foot the bill.

Common Damages Covered by Most Home Insurance Policies

As a homeowner, you should be a bit keen when acquiring a policy because each insurer is different. However, most insurers cover these types of perils:

Wind
Fire
Hail
Damages from ice and snow
Damages as a result of falling objects
Lightening

What Kind of Roof Leak Will Texas Insurance Companies Pay to Repair or Replace?

You don’t need rocket science to tell a roof is faulty. Once water gets in the house, you can do very little to stop it.

Your insurer will pay for repairs or replacement of households damaged by water as a result of a roof leak. For example, if a tree falls on your house and causes damages to the roof and attics support, and water damages your ceiling, the insurer should compensate for all the damage. All you need is to pay for your deductibles and stay within coverage limits.

It is prudent for homeowners not to put off making repairs. For example, if a small leak occurs in your home, and you don’t want to make repairs to avoid worsening the situation, you may fail to get estimates and to contact your insurance company. With time, the wood in the attic rots, and mold growth occurs. The insurance company may conclude that the damage occurred because of negligence.

To be on the safe side, it is essential to contact your insurance company as soon as you notice a fault. That way, they are unlikely to say the damage could have been prevented if you acted on time.

Insurance Claims

We help your family or business rebuild after a natural disaster. Services include Insurance Loss Claims and guidance through trying times.

Accidents Happen
- We assist in the insurance claim process to minimize stressful times.
- Find Out What’s Covered
- Inspect The Damages
- Provide Photo Report
- Contact Insurance

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OUR PROCESS

Over 25 Years of Experience in The Roofing & Restoration industry.

Since being founded in 1998, the conception of Eldridge Roofing & Restoration, Inc., has been committed to true excellence in the roofing industry. Each member of our knowledgeable team strives daily to deliver professional, knowledgeable, reliable and first-class service to our homeowners.

Eldridge Roofing & Restoration, Inc., is proud to be a family-owned & operated company serving Houston, Spring, Cypress, and all other surrounding areas, while never losing sight of professionalism and the importance of quality craftsmanship at honest pricing. We individually and as a family stand firmly behind our company motto: “People before Profit.”

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Step 01:

The Initial Call

Step 02:

The Consultation

Step 03:

The Estimate

Step 04:

Accepting The Estimate

Step 05:

Scheduling

Step 06:

Installation Day

Our Sister Companies

Eldridge Roofing and Gutters

Eldridge Restoration

Reviews From Our Customers

Brandon and Eldridge Roofing did a spectacular job! They were thorough and informative. The knowledge and experience that he had, was extensive and he was exquisitely professional! This was my first insurance claim for my house. He walked me through every step and let me know what to expect and/or anticipate. I would recommend to anyone who needs a knowledgeable and patient roofing company!

Jackle Yakul

Spring, Texas

Michael was so thorough in explaining our options. He was nothing but professional. Everything happened as he explained it would. They did a wonderful job on our roof. And as Michael said, you couldn’t even tell they had been at our house and replaced a roof. Their clean up is remarkable. If I could give more than 5 stars I would. I highly recommend Eldridge Roofing for your roofing needs!

Leasha Davis

Spring, Texas

We’re very pleased with our new roof & customer service from Mike Marriott, Ashely & the crew. The roof looks great and our seasoned adjuster even commented on the great quality materials & workmanship. The crew was fast and thoroughly cleaned up after themselves. After receiving quotes from several other roofing companies I am glad that we went with Eldridge and would highly recommend them.

Miranda Harris

Houston, Texas

Eldridge Roofing was recommended to me after I suspected my roof may have been damaged during a recent storm. Brandon Holland came out and thoroughly inspected every inch of my roof. He was able to clearly explain the problem and had a solution not far behind. The entire process from start to finish was exceptional. We will definitely be using Eldridge for any future issues or projects that may come up! Thanks again!

Sarah Grant

We discovered Eldridge Roofing from a neighbor and asked them to give us an estimate. We worked with Shannon who came as scheduled and worked efficiently with our insurance company to get us the best roof for the best price. He followed through with us every step of the way and we are very pleased with the quality, professionalism and complete honesty of Shannon and the rest of Eldridge staff. Highly Recommend!

Dorothy Chapman

I have used Eldridge Roofing at one our rent houses for a roof repair, and also a full internal repair from water damage from a burst pipe. At another rent house they replaced the whole roof and it was an hour and a half drive out of town for them. They also replaced the roof at my residence. Brandon the Project Manager is very professional and thorough. I highly recommend them.

Nathan Leonard

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